SELF-HELP LEGAL KITS
The Divorce Store®CHAPTER 13 BANKRUPTCY KIT
Bankruptcy Chapter 13 Kit
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| CHAPTER |
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PAGE |
| Glossary Of Words and Phrases | v | |
| Introduction | 1-2 | |
| Preface | 3 | |
| Chapter One | What Chapter 13 Will and Will Not Do What Chapter 13 Will Do 1. Arrearages On Secured Contracts 2. Automatic Stay 3. Avoidance of Liens Secured Liens Judgment Lien Undersecured Lien 4. Co-Signer Liability 5. Cram Down of Secured Debts 6. Discharge of Unsecured Debts 7. Repayment Term of the Plan 8. Rejection of Unexpired Contracts 9. Surrender of Property What Chapter 13 Will Not Do 1. Alimony and Child Support 2. Attorney Fees, Post-Divorce Action 3. Automatic Stay Release 4. Balloon Payment Notes 5. Non-Dischargeable Debts 6. Rights of the Secured Creditor 7. Student Loans |
4-8 4-6 4 4 4-5 5 5 5 5 5 6 6 6 6 6-8 6 7 7 7 7 7 7-8 |
| Chapter Two | Basic Requirements 1. Residency Requirements 2. Fee Requirements 3. Required Forms 4. Plan Requirements 5. Timely Filing of the Forms 6. U.S. Trustee |
9-10 9 9 9 9 9-10 10 |
| Chapter Three | Classification Of The Debts Priority Debts Secured Debts Unsecured Debts Executory Debts Character of Debts |
11-12 11 11 11-12 12 12 |
| Chapter Four | The Official And Procedural Forms 1. Voluntary Petition (ABK-1001a-b) 2. Notice To Individual Consumer Debtors (ABK-2001) 3. Application To Pay Filing Fee In Installments (ABK-4001) 4. Statement of Financial Affairs, Page 1 (ABK-6001) 5. Statement of Financial Affairs, Page 2 (ABK-6002) 6. Statement of Financial Affairs, Page 3 (ABK-6003) 7. Statement of Financial Affairs, Page 4 (ABK-6004) 8. Statement of Financial Affairs, Page 5 (ABK-6005) 9. Statement of Financial Affairs, Page 6 (ABK-6006) 10. Statement of Financial Affairs, Page 7 (ABK-6007) 11. Statement of Financial Affairs, Page 8 (ABK-6008) 12. Statement of Financial Affairs, Page 9 (ABK-6009) 13. Statement of Financial Affairs, Page 10 (ABK-6010) 14. Summary of Schedules (ABK-7001) 15. Schedule A - Real Property (ABK-7002) 16. Schedule B - Personal Property (ABK-7003) 17. Schedule B - Continuation Sheet (ABK-7004) 18. Schedule B - Continuation Sheet (ABK-7005) 19. Schedule C - Property Claimed Exempt (ABK-7006) 20. Schedule D - Creditors Holding Secured Claims (ABK-7007) 21. Schedule D - Continuation Sheet (ABK-7008) 22. Schedule E - Creditors Holding Unsecured Priority Claims (ABK-7009) 23. Schedule E- Continuation Sheet (ABK-7010) 24. Schedule F - Creditors Holding Unsecured Non-Priority Claims (ABK-7011) 25. Schedule F - Continuation Sheet (ABK-7012) 26. Schedule F - Continuation Sheet (ABK-7013) 27. Schedule F - Continuation Sheet (ABK-7014) 28. Schedule G - Executory Contracts and Unexpired Leases (ABK-7015) 29. Schedule H - Co-Debtors (ABK-7016) 30. Schedule I - Current Income of Individual Debtors (ABK-7017) 31. Schedule J - Current Expenditures of Individual Debtors (ABK-7018) 32. Declaration Concerning Debtor's Schedules (ABK-7019) 33. Summary of Chapter 13 Plan (ABK-8000) 34. Chapter 13 Plan, Page 1 (ABK-8001a) 35. Chapter 13 Plan, Page 2 (ABK-8001b) 36. Chapter 13 Plan, Page 3 (ABK-8001c) 37. Plan Analysis (ABK-8002) 38. Order Confirming Plan (ABK-8003) 39. Master Mailing List (ABK-9050) 40. Preparation Guide For Master Mailing Matrix (ABK-9051) 41. Master Mailing Matrix (ABK-9052) |
13-15 13 13 13 13 13 13 13 13 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 |
| Chapter Five | Exempt Property Exempt Property Under Non-Bankruptcy Federal Laws Schedule of Property Exemptions Under the Federal Bankruptcy Code |
16-17 16 17 |
| Chapter Six | Selecting, Preparing And Filing The Forms | 18-29 |
| STEP ONE Selection Of The Forms | 18-19 | |
| STEP TWO Preparation Of The Forms The Accuracy of Information Property Values Earned Wages Exempt Property Schedule The Debt Schedules a. The Alphabetical Order of Creditors b. The Name of the Collection Agency or Creditor Schedules I and J Summary of Schedules Summary of Plan The Chapter 13 Plan a. Page 1 Of The Plan Number of Months of Plan Priority Claims Avoidance of Lien b. Page 2 Of The Plan Schedule of Monthly Payments at 10% Interest Schedule of Monthly Payments at 12% Interest Property Returned To Creditor Unsecured Creditors Non-Exempt Property Provision Executory Contracts and Unexpired Leases Payments Made Outsides the Plan Method of Payment Summary of Disbursements The Plan Analysis Summary of Chapter 13 Plan Order Confirming Chapter 13 Plan The Master Mailing List or Master Mailing Matrix |
19-18 20 28 20 20-21 21 21 21 21 21 21 22 22 22-23 23 23-24 24-26 24 25 25 25-26 26 26 26 26 26 27 27 27 27-28 | |
| STEP THREE The Filing Procedures | 28 | |
| STEP FOUR The First Court
Hearing The Confirmation Hearing Conclusion |
29 29 29 | |
| Appendix A (Specimen
Forms) INDEX TO APPENDIX A SPECIMEN FORMS |
31-73 32 33-73 | |
| Appendix B (State Exemption
Statutes) INDEX TO APPENDIX B STATE EXEMPTIONS STATUTES |
75 76 77-110 | |
| Appendix C (Removeable Official and Non-Official Chapter 13 Forms) | 111 | |
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