| CHAPTER |
TITLE |
PAGE |
| INTRODUCTION |
1-2 |
| Chapter One |
THE BASIC REQUIREMENTS 1. Residency Requiremnets 2.
Fee Requirements 3. Required Forms 4. Notice To
Creditors< 5. Secured Creditors |
3-4 3 3 3 3 4 |
| Chapter Two |
WHAT BANKRUPTCY WILL AND WILL NOT DO Non-Dischargeable
Debts Dischargeable Debts Fraud Character of Debts |
5-6 5 5 5 6 |
| Chapter Three |
OTHER REMEDIES AVAILABLE UNDER CHAPTER 7 Reaffirming a
Debt Redeeming Mortgaged Property Avoiding a
Lien 1. Purchase Money
Lien 2. Possessory
Lien 3. Non-Purchase Money
Lien 4. Judicial Liens Overview |
7-8 7 7 7 7-8 8 8 8 8 |
| Chapter Four |
MISCELLANEOUS PROVISIONS 1. Abandonment of
Property 2. Amendments To The Schedules 3. Attorney Fees in
Child Support and Custody Cases 4. Automatic Stay 5. Bar To
Discriminatory Treatment 6. Child Support and Alimony
Obligations 7. Change of Address 8. Credit Reporting on
Bankruptcy 9. Discharge In Bankruptcy 10. First Meeting of
Creditors 11. Medical Malpractice Judgments 12. Notice To
Creditors 13. One Spouse Filing or a Co-Debtor 14. Pension
Plans 15. Profit Sharing Plans 16. Student Loans 17. Timely
Filing of Papers |
9-12 9 9 9 9 9 10 10 10 10 10 10 10 10 11 11 11 11-12 |
| Chapter Five |
GLOSSARY OF WORDS AND PHRASES |
13-15 |
| Chapter Six |
KEEPING YOUR PROPERTY Exempt Property Under Federal
Non-Bankruptcy Laws Property Exemptions Under the Federal
Bankruptcy Code |
16-17 16 17 |
| Chapter Seven |
THE OFFICIAL FORMS 1. Voluntary Petition
(ABK-1001a-b) 2. Notice To Individual Consumer Debtors
(ABK-2001) 3. Application To Pay Filing Fee In Installments
(ABK-4001) 4. Individual Debtor's Statement of Intention, Form
(ABK-5001) 5. Statement of Financial Affairs, Page 1
(ABK-6001) 6. Statement of Financial Affairs, Page 2
(ABK-6002) 7. Statement of Financial Affairs, Page 3
(ABK-6003) 8. Statement of Financial Affairs, Page 4
(ABK-6004) 9. Statement of Financial Affairs, Page 5
(ABK-6005) 10. Statement of Financial Affairs, Page 6
(ABK-6006) 11. Statement of Financial Affairs, Page 7
(ABK-6007) 12. Statement of Financial Affairs, Page 8
(ABK-6008) 13. Statement of Financial Affairs, Page 9
(ABK-6009) 14. Statement of Financial Affairs, Page 10
(ABK-6010) 15. Summary of Schedules (ABK-7001) 16. Schedule A
- Real Property (ABK-7002) 17. Schedule B - Personal Property
(ABK-7003) 18. Schedule B - Continuation Sheet (ABK-7004) 19.
Schedule B - Continuation Sheet (ABK-7005) 20. Schedule C -
Property Claimed Exempt (ABK-7006) 21. Schedule D - Creditors
Holding Secured Claims (ABK-7007) 22. Schedule D - Continuation
Sheet (ABK-7008) 23. Schedule E - Creditors Holding Unsecured
Priority Claims (ABK-7009) 24. Schedule E- Continuation Sheet
(ABK-7010) 25. Schedule F - Creditors Holding Unsecured
Non-Priority Claims (ABK-7011) 26. Schedule F - Continuation
Sheet (ABK-7012) 27. Schedule F - Continuation Sheet
(ABK-7013) 28. Schedule F - Continuation Sheet (ABK-7014) 29.
Schedule G - Executory Contracts and Unexpired Leases
(ABK-7015) 30. Schedule H - Co-Debtors (ABK-7016) 31. Schedule
I - Current Income of Individual Debtors (ABK-7017) 32. Schedule
J - Current Expenditures of Individual Debtors (ABK-7018) 33.
Declaration Concerning Debtor's Schedules (ABK-7019) 34. Master
Mailing List (ABK-9050) 35. Preparation Guide For Master Mailing
Matrix (ABK-9051) 36. Master Mailing Matrix (ABK-9052) 37.
Declaration for Mailing Matrix, Forms (ABK-9052b-c) 38.
Reaffirmation Agreement, Form (ABK-9075) Overview |
18-20 18 18 18 18 18 18 18 18 18 19 19 19 19 19 19 19 19 19 19 19 19 19 19 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 |
| Chapter Eight |
SELECTING, PREPARING & FILING THE OFFICIAL FORMS |
21-26 |
|
Step One. The Selection Of The Forms 1. Application To
Pay Filing Fees In Installments, Form ABK-4001 2. Chapter 7
Individual Debtor's Statement of Intention, Form ABK-5001 3.
Master Mailing List, Form ABK-9051 4. Master Mailing Matrix, Form
ABK-9052 5. Schedule Continuation
Sheets a. Schedule D, Form
ABK-7007 b. Schedule E, Form
ABK-7009 c. Schedule F, Form
ABK-7011 6. Correct Order of Forms |
21-22 21 21 21 21 21-22 22 22 22 22 |
|
Step Two. The Preparation Of The Forms The Accuracy of
Information Property Values 1.
Automobile (any motor vehicle) 2.
Clothing 3.
Furniture 4. Insurance Policy Cash
Value 5.
Jewelry 6. Real Property Earned
Wages Exempt Property Schedule
a. The Alphabetical Order of
Creditors b. Collection Agency or
Creditor Summary of Schedules Mailing List (Matrix) |
22 23 23 23 23 23 23 23 23 23-24 24 24 24 24 |
|
Step Three. The Filing Procedures a. Signing the
Forms b. Making Copies c. Stapling the
Sales Originals Blue
Back Covers c. Stapling the Sets d. Filing the Forms |
24-26 24 24 25 25 25 25 25-26 |
| Chapter Nine |
THE COURT HEARING & OTHER POST HEARING ACTIONS The
First Court Hearing After the First Court Hearing Creditor
Action Non-Dischargeability of Debts Trustee Action The
Adversary and Discharge Hearings Conclusion |
27-29 27 27 27-28 28 28-29 29 29 |
APPENDIX A (Specimen
Forms) Index To Appendix
A Specimen Forms |
31-69 32 33-69 |
APPENDIX B (State Exemption
Statutes) Index To Appendix B |
71 72 |